Career Center Blog

March 6, 2009

Staying married because you can't afford a divorce right now


NWjobs

I saw a TV news piece last week about the current drop in divorce rates, presumably because dissatisfied spouses can't afford the legal fees, the moving costs, and the price tag of living solo right now -- especially if one of them has lost their job.

A December 2008 MarketWatch article dug up this stat on the trend:

"The [American Academy of Matrimonial Lawyers] surveyed its members -- all divorce lawyers -- and found that 37 percent of them have seen a decrease in the number of couples seeking a divorce, while just 19 percent saw an increase in divorce cases."

According to AAAML president Gary Nickelson, this doesn't come as a surprise. MarketWatch reported him as saying, "That's been my experience over the last 35 years. When you have an economic downturn, people are not so quick to change their situation."

But staying together because you can't afford not to isn't just the plight of couples who've taken marital vows. I know a few unwed pairs who stayed shacked up several months after ending their relationship last year because one of them had been laid off and couldn't afford to move out and rent their own place right away.

Waiting out the recession when you're in a romantic relationship that's run its course is obviously easier to do if you have a guest bedroom or sizable abode -- or at least a comfortable couch. But there's also the matter of dealing with the kids: Do you let on that Mommy and Daddy (or Mommy and Mommy, or Daddy and Daddy) have entered into a "strictly business" arrangement? Do you dare let them see you sleeping in separate bedrooms?

I've never been divorced (or for that matter, married), though I have experienced the splitting up of households and doubling of expenses that comes with ending a long-term live-in romantic partnership. At the time, I was young and living on a dime anyway. So going from one cheap apartment rental to two wasn't such a financial shock. I recall the biggest issue being the dog, the mutual friends, and the CD collection.

That's why I'd love to hear from readers on this one. If you have a story to share about staying in a relationship longer than you would have liked because of this recession, do tell. Where are you both sleeping? If you have kids, have you told them what's going on? Do you have an end date in mind for your cohabitation? Any tips you can offer others trying to muddle through this situation?

Michelle Goodman is the author of "My So-Called Freelance Life" and "The Anti 9-to-5 Guide." E-mail Michelle at mgoodman@nwjobs.com

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24 Comments

Jodie on March 8, 2009 11:31 AM | Reply

My live-in boyfriend and I have decided it's just not working. I make more than he does and can live on my own-not comfortably but it's doable. He cannot. We are looking into getting a 2 bedroom apartment and being roommates without the romance bit.

Chris on March 9, 2009 4:19 PM | Reply

My wife and I started talking about divorce over a year ago, before the economy crashed. We have three kids and the long delay has been hard on them. Despite the down economy we are moving ahead with the divorce. We liquidated retirement funds but have fortunately avoided the need to sell our house. Despite the added stress of unexpected (and unplanned-for) job loss, the economy hasn't played into my decision. If a relationship is unworkable, that's a daily issue impacting every area of your life. I would rather give up my long-term retirement plans than continue living in a bad relationship.

Erica Fendlay on March 9, 2009 5:13 PM | Reply

I am not a fan of anyone who cuts and runs when the going gets tough. I am grateful that the downturn in the economy is challenging people to stick it out...they might just find that around the same time the economy is recovering so is their relationship. Marriage in particular requires hanging in there and working thru the tough times together. If there is abuse or some other intolerable situation then I think that staying is not the right answer but for those who have just "fallen out of love" working together to make it thru the downturn in the economy might be good for their relationship

Lynne on March 10, 2009 10:00 AM | Reply

Being stuck in a marriage because you can't afford to leave, is hell. The stress is almost unbearable,especially when you depend on your spouse for financial support. The person that was once the family's breadwinner, hold's all the power and doesn't let you forget that. You now become the child, awaiting his mercy and hand-outs. Being a stay-at-home mom over the past several years has left me feeling like un-skilled labor. My degree and the skills that went with it are out-dated; so I try to pull myself up,daily to find a way out. What may be the best set-up financially is killing me personally.

K on March 11, 2009 7:56 AM | Reply

I have been in a relationship for almost 4 years now, over 3 of which have been spent trying to get out of it. We bought a house together 5 months after we met, and within 2 or 3 months of that, I knew a life spent with this person would eventually destroy me. No kids, but the house and thousands rung up in credit card debt were all in my name, so leaving before the house could gain some equity would most likely mean bankruptcy for me. For a long time I tried to make the best of the situation, but in a way it does really feel like prison; thinking about how much of your life and years are passing you by. I was laid off in November, so at this point, even if I decide to bite the bullet and declare bankruptcy, I have no means to live on my own. The relationship ruined all my friendships long ago, and my also-unemployed brother just moved back to the one spare room at my parents house, so I am pretty much stuck here. We've started going to counseling, and I suppose it has made some of the day to day stuff easier, but its been 3 years I've been trying to stop this travesty and there is just no going back. The simple fact is, as soon as I get a job I'm leaving. Divorce, foreclosure, bankruptcy ... I don't care anymore.

Velvette on March 12, 2009 7:43 AM | Reply

I have come to realize that after being in my realtionship for 8.5 years that there are many ups and many downs, but at the end of the day it is all worth it. To have someone there to be a witness to your life is amazing and with every realtionship there is bound to be some kind of issue and sometimes they are not able to be dealt with, but the majority are. If you take on the mindset of what can I do today to add something to my realtionship or make my partner happy. I promise that it will become eaiser and easier as the days pass. I belive that the problem is that most people are so self absorbed that they only think "how is this effecting me and how is this making me feel" in a realtionship you have to have the back of your partner and they need to have yours. I agree with Erica Fendlay above march 9,2009, unless there is some kind of abuse (physical, mental, emotional, sexual) then i really can see grounds for splitting "you made a vow"

l.t. Dravis on March 12, 2009 3:45 PM | Reply

Come on, folks . . . do what you want with 'relationships' live-in or otherwise, but why is it so easy for otherwise intelligent, caring, committed people to walk away from a marriage?
The answer is simple and sad . . . rather than invest in marriage, we jump into it; we trust more in emotion and hope than we invest in common sense, intuition, and a willingness to work to build strong, lasting relationships; dooming ourselves to failure long before we ever get there.
When will we ever learn?
Huh?

Susan on March 27, 2009 8:22 PM | Reply

I gave everything, for and in my marriage. In return I got a verbally, mentally and physically abusive man. This man molested my daughter, beat on our son, ruined my credit. I moved 1500 miles away from this person and more than 3 years later I still cannot afford a divorce. I am physically disabled and unemployed and just to file papers where I live is over $370. So what is a woman supposed to do?????????

me on June 6, 2009 11:54 PM | Reply

I am in a bad marriage right now to a man that has mentally and verbally abused me and my 3 kids for 18 years. he is a control freak, and a flat out, immature jerk. i cant stand him, and my kids don't like being around him either. However, I have bad credit, ( due to him not sharing expenses with me and the children) and he has always been the main bread winner, paying for the major bills...car, house, etc. i work, but i dont make enough to afford everything! If it were just he and I together, I would leave tomorrow. But I have 3 teenagers who I want the best for...a home, the same school and friends, and college. I cant do all of it on my own. I am completely stuck until my kids leave the home and it breaks my heart that they have to live in such an unhappy environment. I just dont see any other way. I just put a fake smile on my face and try to make thier last years here as happy as they can be without thier father getting in the way. It is awful!

STUCK

Yvonne on July 29, 2009 9:54 AM | Reply

I, too, am in a bad relationship and can't get out of it due to this economy. I am normally the significant breadwinner making approx 6 figures but the company I work for went into foreclosure earlier this year and 7 months later, I still cannot get a job. I just keep pretending everything is okay while feeling like death on the inside. You people in this blog who talk about sticking it out and how glad you are the divorce rate is down can suck it. I am not staying around for mistreatment and abuse. I can't wait to see how the divorce rate sky rockets once the economy rebounds. I have stuck it out for the ups and downs. The problem is that I am the best thing that happened to him while he is the worst thing that ever happened to me. And I didn't just jump into a relationship. He lied to me and fooled me. I was duped into thinking he was a good person while it turned out he had no values and morals. Get off your high horses, people. Reality is that no matter how hard you plan and try to make the right decisions, you are at the mercy of another's actions when you are in a relationship and if they decide to devalue the relationship, they can and there's nothing you can do about it.

Lee on December 2, 2009 6:01 PM | Reply

I am also in a loveless, non-caring marriage. We've been married for almost 34 years, haven't slept in the same bed for over 10 years and haven't had sex with one another in probably 23 years. We both really hate the other and it is so very obvious to others. My feelings, I don't want anything bad to happen to her but if she never came home again, fine. We're in our mid and late fifties and very much depend on each others income to live. We have "nothing" in common. When we go to family functions, we go in seperate cars. We manage to eat out with a couple (our friends) every Friday night but it is a struggle to get along even that long. I would rather spend time with a total stranger than this woman and I'm sure she feels the same way but we're stuck. I have thrown my entire life away and I hate her and myself for it. We have made out living the other a personal goal. Sad-Sad-Sad. Nothing to do but try and live in it. My advice to others, GET OUT! Don't let this happen to you. No one will ever know how much I wish I had left long ago, when I could have.

ricky replied to comment from Lee

Thanks, Lee, for your advice to others to get out and not live your experience. I've been in an emotionally abusive marriage to a "Christian" for 6 years and every time I try to leave, something happens, not something made up to avoid the problem, but something real and usually very expensive. As soon as I get back on my feet after the disasterous water damage to my home, I'm outta here! (By the way, you're not done yet, either!)

Ashamed on January 7, 2010 12:50 PM | Reply

I have a college degree but I live with a person I no longer love just for a place to stay. I have student loans and cannot even afford to live on my own with a roommate. I could get a second job but I will exchange physical fatigue for mental anguish.

I wish I made enough to live on my own the combination of low pay (30K) and student loans are depressing. Of course it will get better, I just don't know when.

Terry on February 19, 2010 1:40 PM | Reply

For those who think that we need to work harder in our marriages, instead of taking the easy way out and leaving. You are talking to the wrong partner. I wanted my marriage to work. I was honest in my marriage and did the best job I could. It didn't keep my "husband" from emailing me from Iraq and stating it was over - he wants a divorce and nothing in this world will change his mind. (his words) so now - I am stuck. Not living with him, but I am stuck financially and I CAN'T work more or another job. I am recovering from 2 car accidents and a I also have a painful situation which prevents me from working as normal. My fault? I sure don't think so. So what do I do now? He is making good money - finally and now I am in the situation of not knowing where my next penny is coming from. I would have been okay......however, since he is still on my insurance....they jacked my rates and now take half of my already low paycheck. Now I have to pay for a divorce? Are you kidding me? So - until you are living in my shoes, please don't judge and think I am taking an easy way out of a difficult marriage. Heck - it has been difficult for the last five years and I still did my best and didn't leave. I am being thrown out of it - and it is not my choice. Not all marriages are the same.

Sloane Leigh on April 24, 2010 1:32 PM | Reply

I thought I was alone in this, I see I am not. I have a blog on Blogger.com called Lifeinanunhappymarriage, feel free to check it out.

Unhappy DUDE!!!! on April 27, 2010 7:19 PM | Reply

I have been married for 12 years,to the wife of my dreams( so I thought). She had an adulterous affair for 3 years with her old high school boyfriend. He was married as well,they did not care, they was in love. We have 3 kids, and its no way I can afford to pay child support and live on my own. So I agreed to work it out, and she do not even have enough RESPECT to stop communicating with this man or his family. So finally I just had to say stop sneaking just do whatever makes you happy. Please pray for me!!!!!!!!!!!!!!!!

Ret SFC on March 9, 2011 11:37 AM | Reply

Was in the same boat when I was injured in a car accident and my working spouse decided that I was a drag on her finances. Left me with no furniture, cleaned out the bank accounts, and took my daughter (took me a month to find her).
I now am better, making 3 times what she made, and the kid moved in with me 100% when she turned 15.
Keep plugging, you'll make it. Pick the time that's best for you.

Julie on March 12, 2011 11:06 AM | Reply

I can completely relate to you and fully conquer. Like others on this post... I have stuck it out for many years for the sake of my kids. Now my kids are old enough to see the mental abuse I endure on a daily basis. I have a more demanding job then he does yet I do all the chores, taxi the kids around, do all the cooking... and then the minute I take 4 hours out of one month to go do something for myself I am told I put myself before my kids. REALLY??? My kids are now 13 and 16 and they ask me why I stay with him. They are tortured as well (mentally). My husband is a mean drunk and he spoils everything for all of us. Every time we have something to celebrate... he causes a scene and ruins our joy. He doesn't care who sees him do this to us I'm trapped because of finances. Even though I have a job... with the price of living these days... I couldn't even afford a 1 bedroom apartment and the expenses that go with two teenagers. he's a cheap bastard and would rather see my son give up basketball and my daughter give up her performing arts and see us all miserable before he shares his money. I pay for a majority of the things the kids need, bills, food because he is a tightwad (and makes more money than me). So as Yvonne said... all of you on here who think we are all just quitters... you can kiss my @$$.

UNHAPPY AND MISERABLE on August 26, 2011 2:04 AM | Reply

I have been with my husband for almost 16 years. He is very controlling and treats me like I am one of the kids until he needs me to pay for something. I am tired of his verbal and mental abuse (i think that's what he is doing to me). I want out but I don't want to hurt my 9 yo son. He loves us both and hates when we get in an arguement. I am not sexually attracted to him anymore.I haven't had an affair and am not even thinking about it. I am not happy anymore in my marriage, but there are 3 kids who will also get hurt. Any advice???

dave on September 13, 2011 9:55 PM | Reply

I am going on 7 years married, but we decided to divorce 6 years ago. It is killing me. We live in a very expensive neighborhood with great schools for the kids and I can't see the point in doing it anymore. We essentially live as room mates and take turns with the kids. I hate it, but I see it as better than living apart from the children in a lesser neighborhood. With the pretenses of being a happy couple having been let go, it's a little more bearable living together now anyways.

Alan K on December 31, 2011 5:06 PM | Reply

Spineless.

I am 56 years old and spent all my marriage of 25 years providing a lifestyle for my family beyond what I could afford. Refinancing and 0% credit cards are what really was."providing".

My wife worked VERY little due to health issues. I now find myself with a small business that relize on me 100% and is bringing in very little these days. We are on the brink of foreclosue and bankrucy.

I should have not said yes to everthing to avoid conflict and please my wife. Though she was far from reasnable I did hold the cards and should have made some boundrys at any cost. LISTEN!!!! Dont let things JUST ROLL they will catch up!

I have a son 19 and a daughter who is 14. She just said I should go to my girlfriends tonight because New Years will be upsetting here.

Bad choices

Relieved Now on January 7, 2012 2:08 PM | Reply

I married my college sweetheart and I thought we had it made. A few years ago, he shocked the heck out of me when he no longer wanted to be married. I tried to reason with him. I also put off the divorce proceedings because I could not afford it. After a family friend was in a horrible accident and the "so-called" husband was located to make medical decisions, that was it! My family loaned me the money I needed and I divorced my ex immediately. Though I miss him, I am so relieved to know that I do not have to worry about him making decisions on my behalf that may not be on the same wavelength.

bj on April 17, 2012 1:31 AM | Reply

I have been miserable for years. I want out. I have been so depressed that I am sometimes suicidal. It is horrible. I was never in love with him in the first place. I married early because of a pregnancy and that's what you did back in those days. I can't afford to live on my own. I don't hate him. I just don't want to live with him or have any sort of a romantic relationship with him. The woman that said she disapproved of people who leave their spouses when they aren't being abused, has no clue about how miserable life can be when you have spent your whole life with someone you regret. I want to know what love is. Someday, before I die, will I be able to find love? I have been married for 30 years now. What more punishment must I endure for the mistake of a 17 year old girl that grew up in an abusive home? I would be better off dead.

Denna on May 15, 2012 12:12 PM | Reply

Been married for 8 years together for 15. Three kids. House, struggling bills, other personal issues etc I have. been having an affair for 2 years. In love w other woman. Both want a life together. Can't afford to split up. House is underwater. 25,000 other debt. Opposite work schedules. And the list goes on. . Very unhappy. Also scared to make the leap to being happy because of such a long history together. Any advice? Can't figure it out. No other family support or help w living or etc.

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